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Motor insurance is mandatory for every vehicle owner in India, but the right plan does more than tick a legal box — it genuinely protects you financially. Fynmate helps you compare coverage options for your vehicle.
✅ Why Choose This Option
- Own-damage and third-party coverage
- Optional add-ons like zero depreciation cover
- Quick and easy claims support
- Coverage available for cars, bikes, and commercial vehicles
Popular Add-On Covers
Enhance your base policy with these commonly available add-ons (subject to your insurer's offering and your vehicle's age):
Zero Depreciation CoverGet the full claim amount on replaced parts, without a deduction for depreciation.
Engine Protection CoverCovers engine and gearbox damage from water ingress, oil leakage, or mechanical failure — not covered under a standard policy.
Tyre Protection CoverReimburses repair or replacement costs for tyres and tubes damaged by cuts, bursts, or punctures.
Key & Lock ReplacementCovers the cost of replacing lost, stolen, or damaged keys and locks — can run into thousands for modern vehicles.
Roadside AssistanceOn-call help for breakdowns — flat tyres, battery jump-starts, on-spot repairs, and towing.
No Claim Bonus (NCB) ProtectionKeeps your no-claim discount intact even after making a claim during the policy year.
Return to Invoice (RTI)Pays the original invoice price (not the depreciated value) if your vehicle is stolen or declared a total loss.
Consumables CoverCovers small consumable items — engine oil, nuts, bolts, lubricants — that are excluded from standard claims.
Personal Accident CoverFinancial protection for the owner-driver in case of accidental death or disability; a base level is mandatory by law.
⚠️ Important Regulatory Notice
This Website is not an Insurance Self-Network Website (ISNP) and does not facilitate the online purchase, issuance, renewal, comparison, or payment of insurance policies. Information available on this Website is provided solely for general informational purposes and does not constitute insurance, legal, financial, tax, or risk management advice, recommendation, or solicitation.
Policy coverage, premiums, underwriting, and claim settlement are subject to the terms, conditions, exclusions, and decisions of the relevant insurer. Please review all policy documents carefully before making any decision. Standard T&C Apply.
Note: Insurance is a subject matter of solicitation. Please read the policy wordings and terms carefully before purchasing any insurance product.