Higher education is one of the most important investments you'll make. Fynmate helps students and families navigate education loan options for courses in India and overseas, with guidance on documentation and lender selection.
✅ Why Choose This Option
- Coverage for domestic and international studies
- Moratorium period during the course
- Repayment typically starts after course completion
- Support with documentation and paperwork
Who Can Apply
- Students with confirmed admission to a recognized institution (India or abroad)
- Usually requires a co-applicant (parent/guardian)
Documentation Required
- Student: KYC, admission letter, fee structure, academic records (mark sheets/certificates)
- Co-applicant (if salaried): PAN, Aadhaar, photograph, appointment letter, employee ID, last 3 months' salary slips, Form 16 (2 years), bank statements (12 months)
- Co-applicant (if business profile): PAN, Aadhaar, photograph, business proof, ITR with balance sheet & P&L and Audit Report (2 years), bank statements (12 months)
- Parents' KYC documents (PAN, Aadhaar)
- Existing loan statement of account (if any)
EMI Calculator for Education Loan
Estimate your monthly EMI, view the full repayment schedule, or download it.
Monthly EMI
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Note: This is an indicative calculator. Final EMI may vary as per lender policy and applicable charges.
⚠️ Important Regulatory Notice
Fynmate acts as a loan facilitator and does not itself sanction, underwrite or disburse loans. We are not a bank or an NBFC. Loan approval, sanctioned amount, interest rate and terms are entirely at the sole discretion of the lending bank/NBFC, based on their independent credit appraisal of your application.
As per RBI's Key Fact Statement (KFS) requirement, lenders are required to provide a standardised summary disclosing the Annual Percentage Rate (APR) and all applicable charges for retail and MSME loans. Please review the KFS carefully before accepting any loan offer.