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Gold and silver funds are often used as a portfolio diversifier and a potential hedge during equity market volatility, giving you exposure to precious metals without the hassle of storing physical gold or silver.
Common Types of Gold & Silver Funds are
Gold ETF
Gold Fund of Funds (Gold FoF)
Silver ETF
Silver Fund of Funds (Silver FoF)
Mutual Fund Calculator — Gold & Silver Funds
Estimate your investment outcome in Gold & Silver Funds across different investment styles.
SIP Calculator
Estimate the future value of a monthly SIP.
Estimated Future Value
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Total Invested: ₹0
Estimated Gains: ₹0
Note: Illustrative estimate. Mutual Fund investments are subject to market risk.
Illustrative estimates assuming a constant annual return. Actual mutual fund returns fluctuate and are not guaranteed.
How Gold & Silver Funds Are Taxed (FY 2025-26 / 2026-27)
| Gold & Silver Funds — Capital Gains Tax | |
|---|---|
| Bought before 1 Apr 2023 | 20% LTCG with indexation if held >36 months, otherwise slab rate (the older gold/debt-fund rule) |
| Bought on/after 1 Apr 2023 | Historically taxed at slab rate regardless of holding period as a "specified mutual fund"; recent Finance Act changes may shift some of these toward a 12.5% long-term rate (without the equity exemption) after a longer holding threshold — confirm current treatment with a tax advisor |
Excludes applicable surcharge and 4% Health & Education Cess. Tax laws change with each Union Budget — always confirm current rates with a tax advisor.
Note: Fynmate is not a SEBI Registered Investment Adviser (RIA). We may act as a mutual fund distributor. This page is general educational content about fund categories, not personalised investment advice. Mutual Fund investments are subject to market risk — please read all scheme-related documents carefully before investing.