Our Loan Against Property Options
Seven ways to unlock funds from property you already own — or finance a new purchase.
LAP — Residential
Raise funds against a residential property you own, for business expansion, education, medical needs, or any large expense.
LAP — Commercial
Leverage a commercial property such as a shop, office, or warehouse to access larger loan amounts at competitive rates.
LAP — Industrial
Financing against industrial land, factories, or manufacturing units to support business growth and working capital needs.
Loan Against Plot
Access funds against a vacant residential or commercial plot without needing to sell it.
NRI Loan Against Property
Property-backed financing designed for Non-Resident Indians, with remote-friendly documentation support.
LAP Balance Transfer
Move your existing loan against property to a better rate, and access additional top-up funds if needed.
Commercial & Industrial Property Purchase
Finance the outright purchase of commercial or industrial property — offices, shops, warehouses, or factory premises — to grow your business.
Who Can Apply
- Owners of residential, commercial, or industrial property with clear title
- Salaried or self-employed, typically 21–65 years
- Property should be free of legal disputes and adequately valued
Documentation Required
- KYC: PAN Card, Aadhaar Card, passport-size photographs
- Firm KYC:
- Proprietorship: GST, Udyam
- Partnership: GST, Udyam, Partnership Deed, Form C (if applicable)
- Company: GST, Udyam, COI, MOA, AOA, List of Directors and Shareholders
- Address proof: Aadhaar, recent electricity/utility bill, rent agreement (if rented)
- Income proof (salaried): last 3 months' salary slips, Form 16 (2 years), bank statements (6 months)
- Income proof (self-employed): last 3 years' ITR with computation, balance sheet & P&L, Audit Report, GST registration, bank statements (12 months)
- Property documents: sale agreement, title deed, approved building plan, latest property tax receipt
- Existing loan statement of account (if any)
EMI Calculator for Loan Against Property
Estimate your monthly EMI, view the full repayment schedule, or download it.
Monthly EMI
₹0
Total Payment: ₹0
Total Interest: ₹0
Note: This is an indicative calculator. Final EMI may vary as per lender policy and applicable charges.
⚠️ Important Regulatory Notice
Fynmate acts as a loan facilitator and does not itself sanction, underwrite or disburse loans. We are not a bank or an NBFC. Loan approval, sanctioned amount, interest rate and terms are entirely at the sole discretion of the lending bank/NBFC, based on their independent credit appraisal of your application.
As per RBI's Key Fact Statement (KFS) requirement, lenders are required to provide a standardised summary disclosing the Annual Percentage Rate (APR) and all applicable charges for retail and MSME loans. Please review the KFS carefully before accepting any loan offer.